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Phone: (949) 263-1800 Email: info@trycera.com

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Trycera is a publicly traded financial services company

Trycera is focused on two key distribution channels, business-to-consumer and direct business-to-business.

bullet A financial alternative for millions of people missing out on the benefits of the e-commerce and transaction-based revolution

bullet A turnkey provider of personal financial management products and services

bullet A leader in the delivery of scalable turnkey prepaid solutions

bullet An expert for businesses looking to enter the space or expand their operations in prepaid and personal financial management product industries

Business Team

The Trycera Team: Experienced Industry Professionals

Trycera has placed significant emphasis on recruiting uniquely qualified, highly skilled professionals. As the prepaid card and personal financial management industries continue to grow and change, Trycera aims to maintain continuity with management immersed in the prepaid and personal financial services space.


Ray Smith, CEO and President

Prior to operating as CEO and President since February 6, 2009, Mr. Smith was President of CRS. CRS is a leader in payment reporting solutions and works in conjunction with over 200 credit reporting agencies nationwide. During his tenure at CRS, Mr. Smith was responsible for restructuring the company, raising the necessary capital to complete software development of credit services, and acquire strategic business relationships necessary for deploying the suite of credit and educational services. Mr. Smith received a Bachelor of Science degree in Math and Music from Dickinson State University located in Dickinson, ND.

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Matthew Richards, Director

Matthew Richards is a national trainer, public speaker and educator. For 27 years, Mr. Richards has been a business and marketing consultant and a real estate investor.

Mr. Richards is currently working with Knowledge to Wealth, Inc. (K2W) teaching and promoting financial literacy seminars which help individuals learn how to invest in real estate, start a new business, implement government grant programs, boost their credit profile and improve their leadership skills through personal development and coaching.

Because of his extensive seminar development and training experience, Mr. Richards has worked with some of the top financial and personal development experts in the country including The Trump Institute with Donald Trump, Rich Dad Seminars with Robert Kiyosaki, Armando Montelongo Seminars with Armando Montelongo, and Franklin Covey with Carleton Sheets Real Estate Coaching. Furthermore, Mr. Richards has been a business development advisor, mentor and coach for KMC.

Since 1983, Mr. Richards has been a real estate investor and personal development coach and has been active with community service and international church groups along with charitable nonprofit organizations including Easter Seals, The Special Olympics, and The Red Cross.

Mr. Richards graduated from the University of Phoenix with a Bachelor of Science Degree in Business Administration with an emphasis in Marketing.

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Trycera Financial, Inc. 18200 Von Karman Avenue - Suite 850 Irvine, CA 92612 | Email: info@trycera.com | Phone: 949-263-1800 | Fax: 949-263-1801 | Privacy Policy | Terms and Conditions